Terms of Use

1. About these terms

These Terms of Use apply when you visit this website, use our tools, submit an enquiry, call us from the website, or otherwise interact with Capital24-7 online.

By continuing to use this website, you agree to use it only for lawful purposes and in a way that does not damage, overload or interfere with the site.

2. Who we are

Capital24-7 helps UK businesses understand and compare business finance options. We introduce businesses to suitable finance providers and explain the process in plain English.

For questions about these terms, you can contact us at [email protected].

3. Information on this website

The information on this website is provided for general information only. It is intended to help business owners understand common finance routes, typical use cases and possible next steps.

We try to keep the site accurate and up to date, but business finance products, lender criteria, rates, fees and eligibility requirements can change.

4. No advice, approval or formal offer

Nothing on this website is a guarantee of finance, a credit decision, financial advice, tax advice, legal advice, or a formal offer from a lender.

Any examples, calculators, eligibility indicators or product suggestions are indicative only. A real outcome depends on a full assessment by the relevant lender or finance provider.

5. Enquiries and contact forms

When you submit an enquiry, you are asking Capital24-7 to contact you about business finance options. Please make sure the information you provide is accurate and that you have permission to share it on behalf of the business.

We may contact you by phone or email to understand your funding need, explain suitable routes, and request further information if needed.

6. Finance is subject to status and lender criteria

All finance is subject to status, eligibility, affordability, lender criteria and full application checks. The amount, term, rate, fees and structure available to you may differ from examples shown on this website.

Before you commit to any finance, make sure you understand the costs, repayment terms, security requirements, personal guarantees, early repayment rules and any fees.

7. Commissions and lender relationships

Where a finance facility completes, Capital24-7 may receive a commission or fee from the lender or finance provider. The existence of commission does not change the amount you borrow, but the way commissions are calculated may vary between providers.

Ask us if you would like more information about how commission works for a particular option.

8. Your responsibilities when using this site

• Do not submit false, misleading or unauthorised information.
• Do not attempt to copy, scrape, disrupt, hack, overload or misuse the website.
• Do not use the website in a way that infringes the rights of Capital24-7 or any third party.
• Keep any login credentials or business information you share with us secure.

9. Website availability

We aim to keep the website available and working properly, but we cannot guarantee that it will always be uninterrupted, error-free or secure. We may update, suspend, change or remove parts of the website from time to time.

10. Intellectual property

The website design, text, branding, layouts, tools, graphics and content belong to Capital24-7 or are used with permission. You may view and print pages for your own business use, but you must not copy, republish or commercially exploit the website without permission.

11. Links to other websites

This website may contain links to third-party websites, tools or services. Those sites are controlled by their own operators. We are not responsible for their content, security, availability or privacy practices.

12. Liability

We do not exclude or limit liability where it would be unlawful to do so. Subject to that, Capital24-7 is not responsible for business losses that arise from relying only on general website information rather than getting a full assessment or professional advice.

13. Changes to these terms

We may update these terms when our website, services, legal requirements or business processes change. The latest version will be published on this page.

14. Governing law and contact

These terms are intended to be governed by the laws of England and Wales. If you have questions about these terms, contact [email protected].