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UK SMEs · Human support
Recruitment Finance

Pay your workers on time. Get paid by clients later.

You pay temps weekly. Clients pay you in 30–60 days. We close that gap — every week, at any scale.

Temporary workers expect weekly payment — clients pay monthly or later
Growing headcount means the gap widens faster than your bank balance
Slow-paying clients stall your ability to take on new business
£5M+
In payrolls funded annually
90%
Invoice value advanced
24hrs
Typical setup time
The cash-flow problem

The recruitment timing gap is structural, not accidental.

Temps placed and workingHours worked this week
Value created
Payroll due — this FridayWorkers must be paid weekly
Cash out now
Invoice raised to clientSent after placement week
Clock starts
Client paysNet 30–60 days from invoice
Cash arrives weeks later

Every recruitment agency faces the same problem: you have a contractual obligation to pay workers before you have any legal right to collect from clients. As your temp book grows, so does the gap — and no amount of profitability fixes a timing mismatch.

Relevant products

Finance matched to how recruitment businesses operate

Invoice Finance

The core solution

Draw down up to 90% of the invoice value as soon as you raise it — covering weekly payroll without waiting for client settlement.

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Working Capital

Contract mobilisation

Just won a new contract? Mobilisation costs before your first invoice can be funded through a short-term line.

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Unsecured Loan

Building a perm desk

Hire senior consultants. Fund the investment period before their billings reach full pace.

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Common scenarios

Where recruitment businesses use us

01

Weekly payroll gap

60 temps on site, payroll Friday, client payment 45 days away. Invoice finance covers the gap every week.

Invoice Finance
02

New contract uplift

New client wants 30 temps from Monday. We increase your line to match the new volume.

Invoice Finance
03

Slow anchor client

One large client consistently pays late. We fund against their invoices so their habits don't constrain your whole business.

Invoice Finance
04

Building a perm desk

The perm market is strong. Unsecured loan covers the investment period.

Unsecured Loan
Real recruitment business

What our clients say

""We grew from 30 to 120 temps in eight months. Without the invoice finance facility Capital24-7 arranged, we simply couldn't have funded the payroll expansion. They understood recruitment immediately.""

PH
Paul H.
Industrial recruitment agency, Yorkshire
Temp book grew
4× in 8 months
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Let's find the right funding for your business

No credit check. No commitment. A clear picture of your options, explained honestly.

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