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UK SMEs · Human support
Logistics Finance

Keep your fleet moving when cash flow stalls

Fuel, wages and vehicle maintenance go out every week. Your clients pay on 30–60 day terms. We bridge the gap.

Fuel cards, driver wages and maintenance paid weekly — clients pay monthly
Fleet replacement requires significant capital upfront
One vehicle off road can lose a contract — emergency finance matters
£3M+
In logistics finance arranged
72hrs
Average fleet finance approval
30–60 days
Client payment terms bridged
The cash-flow problem

Weekly costs. Monthly income. A permanent timing gap.

Fuel & driver wagesPaid weekly — no flexibility
Constant outflow
Vehicle maintenanceUnplanned repairs can't wait
Unpredictable cost
Delivery job completedTransport invoice raised
Clock starts
Client settles invoiceNet 30–60 days
Cash arrives late

Fuel, driver wages, insurance and maintenance are paid weekly or monthly. But the contracts that generate that revenue pay on 30, 45 or even 60-day terms. Invoice finance is the natural solution — unlocking cash from completed delivery contracts as soon as they're invoiced.

Relevant products

Finance matched to how logistics businesses operate

Invoice Finance

Bridging client terms

Release up to 90% of each transport invoice as soon as it's raised — covering fuel, wages and running costs.

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Asset Finance

Fleet expansion

Spread the cost of HGVs, vans, trailers or specialist vehicles across their working life.

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Unsecured Loan

Contract mobilisation

Cover mobilisation costs — livery, insurance, depot fees — before the first invoice is raised.

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Common scenarios

Where logistics businesses use us

01

Weekly cash flow bridging

Fuel and wages go out every Friday. Client payments arrive in 45 days. Invoice finance draws against completed jobs.

Invoice Finance
02

Adding vehicles for a new contract

New contract requires three additional 7.5t vehicles from day one. Asset finance funds the acquisition.

Asset Finance
03

Emergency vehicle repair

Critical vehicle off-road needing a £12,000 engine replacement. We fund urgent repairs in 24–48 hours.

Unsecured Loan
04

Fuel cost volatility

Fuel prices spike unpredictably. A revolving working capital line gives you the buffer.

Invoice Finance
Real logistics business

What our clients say

""We had seven drivers, a fuel bill of £18,000 a month, and clients paying us in 45 days. The overdraft wasn't enough. Capital24-7 arranged invoice finance in two days. We've since added four more vehicles.""

MT
Mike T.
Regional haulage business, East Midlands
Fleet grew by
4 vehicles
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Let's find the right funding for your business

No credit check. No commitment. A clear picture of your options, explained honestly.

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